Finally Convinced DH to Join DVC! Now I need some help, please!

[TINKERBELL_82]

Thanks again so much. I did take a look at some resale prices right now- wow. $79 per point v. $110 is a huge savings- thousands of dollars for 250 points!

Now, just need to find a great resaler!

[DVC Mike]

Thanks again so much. I did take a look at some resale prices right now- wow. $79 per point v. $110 is a huge savings- thousands of dollars for 250 points!

Now, just need to find a great resaler!

Don't forget that the incentives that Disney offers can narrow that price difference, that $79 won't buy you BLT, that most resales aren't good for 50 years, and most importantly -- make sure you buy a resort you'll be happy staying at.

If you are cognizant of that and would still be happy, then go resale!

[wjrhw]

If I had to do all over again, I think I would buy 60 points at BCV, 60 points at AKV and 60 points a BLT. That way I can enjoy each one and stay somewhere different every vacation.

[TINKERBELL_82]

If I had to do all over again, I think I would buy 60 points at BCV, 60 points at AKV and 60 points a BLT. That way I can enjoy each one and stay somewhere different every vacation.

I was actually looking at doing something like this. Maybe 80 at AKL and 80 somewhere else.

Does anyone have any experience financing thier membership outside of Disney? I've been checking out resales and am really leaning on that route, but the rates seem kinda high (11.9%). I could put in on a credit card with lower interest! If anyone has a great company they can reccomend I'd appreciate it!

[DizneyRox]

If you are going resale with two contracts, just a word of warning. You will have TWO contracts, possibly two different use years as well. It can really complicate booking a vacation. You can't simply "combine" the points and use them that way. You might need to transfer them from one contract to another, or some combination of banking, borrowing, etc. If I'm not mistaken, you can only transfer points to or from ONCE per year.

Not that it can't be done, but be aware that a contract is a contract in the resale world. Now, if you bought 80 resale and added 80 to that (from Disney) that would work differently. You WOULD only have one contract, one use year, and a much easier time using those points for any single vacation (IMHO).

They recently changed the minimum add-on recently, I'm not sure what that is. You may not be able to add just 80 anymore, but I'm not sure. someone else will chime in with the new minimum add-on.