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i just need to talk..
first off..today is my birthday..(about the only nice/good thing going on lately)
first my truck kept giving me problems (i had posted a thread about it last week)..i ended up just getting a new truck..paying about 30 bucks more a month for it..and it may only be "30 bucks" but its really stretching it for us with money...
our carpet in our condo was badly umm i guess damage from our dog doing her business inside..so we went out and spent about 500 bucks on new flooring..and lots of time to get our dog to understand she is suppose to ALWAYS do her business outside..
and now my hubby hasnt worked in 3 nights..he is a truck driver..and and works nights...they havent needed him...things are really slow..i work for the same company (nemf)..and things just keep going down hill..until things are steady for the company he has to call 2 hours before his start time to see if he even has work..how do they expect him to live..not knowing if he has work or not!?!?!
we are sooo not gonna be able to make our mortgage payment this month..let alone the other bills we have to pay also..
he use to have his friend to fall back on to work under the table when he wouldnt have work with nemf..but his friend is in construstion and that is also kinda slow...
i hate this..so much is going wrong..there are even a few other little minor things going on and it just keeps adding up...when is it gonna give...i swear nothing is ever good for us longer than a few days..if we didnt have bad luck we would have no luck at all...
im trying to stay positive and be upbeat..but its so hard..when it seems like every day something else happens...
sorry if i bore some of you and sound like im complaining and you dont wanna hear it..but i just need to get it off my chest...
i wish i was 5 again when life was fun and easy..
(thats another thing we were hoping to try for a baby this year..but we can barely stay afloat with just us two..)
*bRiTTaNy*
35 trips to WDW already...
May 2012 - Daughters first trip - one bedroom Villa at Wilderness Lodge
Sept 2012 - Pirate room at CBR
Dec 2014 - SSR -second daughters first trip and my older daughters 5th Birthday!!
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I'm sorry that you're having such a rough time! I can't really give advice about dog training and your DH's job... but I'm sending some positive thoughts in teh hopes that things pick up for you soon. I know that with the economy the way it is now, it is hard to keep a positive spin on things, especially when you have unplanned expenses.
(I hope that something positive comes your way today, since it's your birthday :-) )
-Laura
Engineer by Day... Imagineer in my Dreams!
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Wow...sorry for all the trouble you're having. Just keep telling yourself the same thing I do when things get out of hand...every day ABOVE ground is a good one.
And happy birthday!
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I am so sorry to hear about everything that is going on in your life. That's a shame that you had to get new flooring now when you didn't have the funds for it. I understand. We had to buy new furniture last year when our cat (former) used it as a litter box
I definitely recommend crate training your dog so that you can avoid that problem in the future. It's worth it. Just be consistent and take him out every time immediately when he's released from his crate.
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I can definitely sympathize with the animal issue. Our finished basement is currently completely uninhabitable because our cat has inexplicably decided it's his own personal litter box. To say it stinks down there would be an understatement of epic proportions.
As far as the rest goes, I'm sure this is small comfort but you are most definitely not alone. Economically this is as tough a time as our country has seen in 75 years. The only thing I can say is that history tells us, this too shall pass. The economy is cyclical and, as much as people don't want to hear it, downturns like this are inevitable. You just have to plan accordingly and try to weather the storm as best you can.
One very important thing for you in regards to the mortgage, though!
I worked in the mortgage industry for 6 years and I can't stress this enough ... if you are truly going to miss your monthly payment call the mortgage company right now!! Trust me ... in this market they will absolutely understand and work with you. They might even let you skip the payment completely, but you have to communicate with them early and often.
Please, PLEASE, PLEASE don't skip the payment without letting them know. You will put yourselves in a very bad situation.
Ian ºOº
INTERCOT Senior Imagineer
Veteran of over 60 trips to Disney theme parks and proud to have stayed in every Disney resort in the continental United States! º0º
Next trip:
April 2018 - Saratoga Springs Treehouse
Help support INTERCOT's sponsors!!!
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Happy Birthday!!! Things are tough all over for a lot of people so you're not alone. I'm sick to my stomach every day when I see all the foreclosures in the newspaper and I wonder where people will go. I'm praying for everyone that this economy picks up! Be glad you woke up this morning and you have your health. There's always someone worse off than you are.
23 times since 1993 and still counting
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First of all don't ever feel like you are boring us or complaining. We have all been on here venting about one bad situation or another. If we did not want to listen we would not have opened the post. Sometimes you just need to vent and let it all out. It can be easier with stangers because you may not want to complain to loved ones and make them feel more anxious or guilty or whatever.
I hope that things look up for you soon. I know all too well about pet damage. We moved into a brand new house that DH spent 3 years building and my cat started urinating on the rugs. Thousands of dollars later and she was still doing it so I had to make that really tough choice.
Please keep us updated on how you are doing and just know that you are not alone. Feel free to complain all you want.
Tinkerfreak
oct./nov. 2002-AKL
oct./nov. 2003-WL
nov. 2004-AKL
oct./nov. 2005-AKL
Dec. 2006 BC
April 2007 AKL
oct./nov. 2007 AKL/Poly
oct./nov. 2008 POFQ/AKL
Nov. 2009 CBR
May 2010 BW
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Brittany,
First of all HAPPY BIRTHDAY!
I'm sorry things are going well right now. And I know at times like this it's hard to see the bright side. Keep thinking positive and eventually things will turn around!!
Jeri Lynn
Fantasy 9/18 Dream 5/16 Fantasy 9/15 Wonder 10/14 Dream BCV ~ 12/09, BC ~9/18, 12/17 10/15 10/12 11/11 10/10 10/08, 11/07, 9/07, 11/06, 9/06, 12/05, 12/04, 9/04, 9/03, 9/02, 9/01, 12/2000, 9/99
YC 9/16
AKL 12/05, 9/05, 11/13
DXL 9/98
CBR 9/96
DXL 5/93
Off-site 1984, 1908
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First off, Happy Birthday! I sympathize with you with all of the money problems as someone relying on student aid and fortunately the generosity of a family member when things get really tough. Hang in there. As we like to say in my family, "Things have to get better...it doesn't seem like they could get much worse!" and hopefully they will get better. Sending happy thoughts your way. As a pp said, feel free to vent anytime you want. It does help to get it off your chest and is easier to tell to people who don't know you. Intercot for me is more than just a Disney site, it's become a place with friends.
ºoº Tiffany ºoº
Many trips offsite growing up
2/08 CBR
10/09 Pop/POFQ
12/09-1/10 POR/CR
10/10 POLY
12/11 POFQ
Next Up:
POFQ 10/14 - 11/14
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I was just saying to DH the other day that people are really going to have to start changing their lifestyles, which I feel will include families going back to one income households. That is what I grew up in and we did fine. No we didn't have everything, but we never went without the necessities. Do we really need all of these BIG screen TVs, electronic gadgets and new vehicles. You get the point. We do however need the essentials which would include a mortgage / rent and money to feed and cloth ourselves. Most of us now need to prioritize what are necessities and what are luxuries.
2-18 May 2011 POFQ
2-14 May 08 POFQ 20th Anniversary Amazing weather
5 -21 Dec 07 POFQ Fabulous weather
26 Apr-16 May 06 POFQ - AWESOME. 20 days SUNSHINE
27 Apr-10 May 05 POFQ
04-11 May 00 POFQ 1st Trip We're hooked!
Disneyland 12-19 August 09 Grand Californian - Amazing Place
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I am so sorry to hear you are going through this, but you are not alone! My hubby was just told his store will be closing on the next few weeks and there is no oppertunity to tranfer in the company. Stay calm gather all your bills and call your mortgage company. They can sometimes work out a moritorium on your mortgage. What this will do is give you a period of time where they suspend your payment and then you can rework out payments after the time period is up.
I send you much in the way of prayers its a tough time for us all.
DEC 2005 Pop Century
Oct 2006 Old Key West
Dec 2007 All Star Sports
Sept 2008 Pop Century
February 2012 off property!
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First off, Happy Birthday!!
I am sorry to hear about your financial problems. I know we have all had to cut back.
As Ian said, history will repeat itself and things will get better. Call your mortgage company! They will understand. They would rather work with you on a payment than have to deal with another foreclosure.
Just remember, things have to get better.
Never say they can not get worse, because they can... from where you are now, they can. Just remember, things will get better!
~Angel~
Proud DVC owners!
SSR January 2007
Bay Lake November 2008
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I am sorry to hear about your bad luck..As far as the mortgage is concerned, Ian has hit the nail right on the head. I am employed by a bank, and we have a "Foreclosure Moratorium" in which clients who hold mortgages with us are given the opportunity to work out repayment plans to avoid any foreclosure problems which may occur due to non-payment. As long as a client is showing good faith in attempting to pay their mortgage or is willing to put a plan in place, most banks/mortgage companies will work with you. The last thing they want to do is put you in a bigger bind with a forclosure. It's not good for the bank or you. Contact your mortgage company asap...good luck and God bless..
1986 and 1991 offsite
1998,2000,2001,2003,2004,2006,2008 movies
1999, 2002 sports
2005, 2007, 2009, 2011 pop
2008 Riverside (Christmas Parade)
2010 CB (25th anniversary)
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I can't add anything more than everyone else already has, Just want to let you know there is another person pulling for you. I am in a very similar place right now and everytime things move forward, they have started to move back also. I have to believe things will get better and I also am trying very hard to stay upbeat. I know sometimes it is easier to say than to do. Keep your chin up, call your mortgage company and know that your friends here are wishing the best for you.
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thank you all so much for the advice and well wishes...do last night marked a whole week that my hubby hasnt worked..i cant believe it..they should jsut lay him off..obivously they dont have work for him..out of the 10 night time drivers for his terminal only 2-3 guys have been going out a night!!
hes going today to unemployement..and see about getting partial unemployment..at least that will be some kind of income..
i wish things would just get better already...how bad does life really have to get for us?!?!
*bRiTTaNy*
35 trips to WDW already...
May 2012 - Daughters first trip - one bedroom Villa at Wilderness Lodge
Sept 2012 - Pirate room at CBR
Dec 2014 - SSR -second daughters first trip and my older daughters 5th Birthday!!
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I hope things turn around for you guys Brittany.
Remember this... Your Health is your Wealth, and everything else can be dealt with.
Keep your faith strong and your spirits up!
Hang in there.
Julie
Next Up:
Summer 2018... WE ARE BACK!!!
2 families
4 teenagers and Larry
Taking on the parks!
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Originally Posted by princessgirls
Remember this... Your Health is your Wealth, and everything else can be dealt with.
i really like that quote/saying...
thanx..
*bRiTTaNy*
35 trips to WDW already...
May 2012 - Daughters first trip - one bedroom Villa at Wilderness Lodge
Sept 2012 - Pirate room at CBR
Dec 2014 - SSR -second daughters first trip and my older daughters 5th Birthday!!
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