The DW and I looked into DVC about five years ago. We took the sales pitch and came away with one big problem. At the end of the contract you own nothing. If you don't go to WDW yearly you are wasting your money. Now I have a time share I got into 3 years ago. It is Wyndham Resorts. Guess what? If you go by The Caribbean resort you will see a new complex being built. Wyndham Bonnett Creek. It has four of the seven towers built and occupied right now. It is the first outside TS resort allowed on Disney property. The good thing with Wyndham is if you buy the points, you own a piece of the property. I am part owner of Bonnett Creek, Nashville & Atlantic City. It is a point system which is a million times better then owning a week at some resort that is sold out. I can get into any of the Wyndham resorts with a quick phone call. Being a Platinum member I can get in any, 30 day's in advance. I really do think DVC is not a good investment for your money.