Update on the braces for my son

[White Rose]

Lizzy, do you have a car that's been paid off that still has some value? I know the credit union I work for offers loans where we give you 90% of the Blue Book Value for your car (essentially you use your vehicle as collateral) and you take the equity out of your vehicle. Might be something to investigate. Also, secured loans (loans with collateral) are often MUCH easier to get than unsecured loans (personal loans or credit lines). Might be something to consider!

Also, if you have any specific questions, feel free to PM me and I'll be more than happy to answer your questions!

[DisneyDog]

Lizzy, we also didn't qualify for the financing at our orthodontists, but she still set up a payment schedule for us. I think you should shop around a bit more and find someone willing to work with you and your situation.

[Lizzy]

I sort of came up with a plan. He is on his dad's insurance, which will cover $1500. I am going to add him to my insurance eff Jan 1- which will cover an additional $1000. I got a reference from a couple coworkers to an orthodontist that was able to work with them and they were able to make payments directly to the orthodontist.

So my son is still going to have to wait until next year but at least I have a plan together.

[minnie04]

Well, I guess we can see why he is your EX...lol. That was really selfish of him to do that to you, but it will make you stronger in the end. I Wish you the best and hope your son gets the work done soon...