Agree with you Natalie!
The So Cal options should be done away with. Now it may not be fair to the people who live in OC, but I guarantee that the majority of AP's in OC are either Deluxe or Premium.
I love the monthly payment plan and I think its a great way for people who cant afford a lump sum pass be able to afford one. However, I think the monthly payment should apply only to the Deluxe, Premium, & even Premier. When Disney is selling these So Cal passes "for as little as $10 a month" who wouldnt spend $60 a month on a pass for their entire family? When you look at it that way, its a tremendous value.