We are considering switching to a Disney Visa. We use our credit card for all daily purchases and pay it off in full every month. We were thinking that if we switched to a Disney Visa that we could really get a lot of money towards Disney vacations. What I'm wondering is how often to you need to redeem your points to reward money and does it ever expire???

I guess what I'm really asking is if we are considering taking Disney vacations every other or every 3rd year can we accumulate the points/rewards over multiple years without them expiring?

Thanks!