As an owner I have rented my points out a few times on years I have been unable to get down for a trip. I did this several years ago before I knew of any of the point rental companies in business today. I connected with renters through a Disney fan site. As a previous poster indicated this is not without risk but fortunately my experiences were great. And yes, this is totally OK. Owners have a threshold of how many times in a year they can do this before it's considered a business which is not allowed. And FYI - the legit point rental businesses are connecting renters with owners as opposed to literally renting you points to work within these parameters.