Hello,
My wife applied and was accepted for a store charge card. Because she authorized the company to look at her credit report, known as a "hard" or voluntary inquiry, she received an alert from her freecreditreport.com account.
How badly can such an inquiry affect your credit score? I mean, could it drop 10 points or something just because you applied for a store charge card? If so, how soon before it bounces back up?
Thanks!
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